Updated and Move-In Ready 3BD/2BA Cottage With 100% Financing, No PMI & $5,000 Closing Cost Grant! Homeownership is finally affordable! This beautifully updated 3 bedroom, 2 bathroom cottage features a spacious primary bedroom with en-suite bath and double closets, offering comfort and convenience in a smart, efficient layout. And so much is NEW! Enjoy peace of mind with new hardboard (NOT vinyl) siding, fresh interior and exterior paint, new luxury vinyl plank flooring, new windows, new lighting, and new doors throughout. Outside, the home continues to impress with gated off-street parking, new shoring, a refreshed storage shed, a new patio, and a nice-sized backyard ready for gardening, play, or entertaining. Plus, the sellers will even provide a NEW ROOF with an acceptable offer, adding incredible value. With modern updates, great outdoor space, a block with new construction, and unbeatable financing options, this property is an opportunity you don't want to miss.