VERSATILE DUPLEX INVESTMENT IN FLOOD ZONE X! Discover exceptional potential with this unique two-unit property, perfect for an owner-occupant looking for a mortgage helper, Mother-in-law suite or an investor seeking dual-income potential. Currently fully occupied and GENERATING $2,350 A MONTH. The 3 Bedroom 1 Bath front Cottage welcomes you with a large picture window and wood floors in the living room. The kitchen features GRANITE countertops, white appliances and striking black cabinetry, opening directly into a COZY dining area wrapped in warm knotty pine and durable vinyl flooring. The PRIMARY bedroom sits tucked away at the rear offering privacy and a peaceful rustic retreat. Includes a separate fenced-in yard, covered CARPORT and an attached storage room complete with laundry hookups. Attached Efficiency Studio is remarkably spacious with its own private entrance, kitchen (full sized refrigerator, stove & hood), updated full bathroom and large WALK-IN closet. INCLUDES an indoor stackable washer/dryer and its own private patio with a fire pit and fenced-in yard. Major Systems & UPGRADES include 4 - 5 years ago: Plumbing under the cottage replaced, water heater with piping & windows. Approx. 5 - 7 years ago: Replaced AC condenser @ cottage. Around 2010: Replaced fuses with new electric panel and breakers. DON'T MISS OUT on this low-maintenance, income-generating opportunity! Tenant occupied, requires minimum 24-hour showing notice. EXCLUDED items in the Cottage: Tenant's washer, dryer, TV wall mounts & TVs, above ground swimming pool, curtains & rods, garden hose & 3 window units; Efficiency: Tenant's microwave. INCLUDES all blinds; Cottage's refrigerator, stove, microwave & dishwasher & Efficiency's refrigerator, stove, hood & stackable washer/dryer.